Monday, January 13, 2014

Can a credit card company collect on a debt from over 7 year's ago?

Question

Can a credit card company collect on a debt from over 7 year's ago?



Answer

If any payments have been made in that period if can revive the debt. But if no payments or promises to pay have been made you may be able to assert a statute of limitations defense. Here is a great link.

http://www.desmoineslawoffice.com/law-articles/files/five-year-statute-of-limitations-credit-cards.php



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