I received a warrant of debt on my door. I'm a stay at home mom with no income. How will they make me pay the debt?
Answer
Well, for starters, if you own a car that is worth anything, your creditor
could get a court judgment against you and then after filing some
additional paperwork with this court, send the sheriff out to your
house to seize and sell your car at auction and use any monies realized
from this sale to pay off (or at least pay down) your debt.
Furthermore, the same process might also be used against other property
that you may own (whether real or personal)that your judgment debtor might
pursue in order to get what's owed him or it on this judgment that you may have
thought that you could just ignore, thinking, perhaps, mistakenly, that you were what the law terms "judgment proof".
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