Wednesday, August 6, 2014

To avoid foreclosure I am paying on a home equity loan my deceased ex husband aquired. The bank says I am not responsible to pay it but if I...

Question

To avoid foreclosure I am paying on a home equity loan my deceased ex husband aquired. The bank says I am not responsible to pay it but if I don't they will foreclose. Is this correct



Answer

The scenario you describe sounds correct. The home equity loan is secured by a mortgage on the real estate. That mortgage can be foreclosed but only to the extent that your ex-husband had an ownership interest at the time he signed the mortgage.



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