Tuesday, February 25, 2014

I utilized hellosign.com to sign documents electronically all the time. I recently signed a loan application electronically using the websit...

Question

I utilized hellosign.com to sign documents electronically all the time. I recently signed a loan application electronically using the website; however, the loan office insists that I sign the document by hand. The document is being sent to the lender electronically. Is my electronic signature not legally binding?



Answer

The person who is receiving the document (and relying on it) has the right to demand a "real" signature.

Your electronic signature is binding if the other party agrees to make a written contract with you in that fashion.



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