Friday, December 19, 2014

A couple of years ago i got an online payday loan. I didnt pay it back . I hot a call from someone saying im bring served to go to court fir...

Question

A couple of years ago i got an online payday loan. I didnt pay it back . I hot a call from someone saying im bring served to go to court fir that loan and i had to be available on a certain date so they can serve me.



Answer

you don't have to be available..but when a process server comes..you must accept the papers..

and be sure to file a written answer...but they can sue but cannot make you "be available"...and

I would suggest you send them a short letter...."Do not contact me again except in writing as

required by the Fair Debt Collection Act."...then if they call...get the name/address of caller..as they would be subject to $1000 penalty and attorney fees



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