We own a 2nd home in Florida that our daughter lives in while attending school. She has a roommate who caused water damage to the home and our insurance paid - not they are going after the roommate for the difference between the deductible and what it costs for repair. The roommate is not working - so my question is what happens since he is unable to pay the difference?
Answer
Who is they? The insurance company? They can sue her and get a judgment against her for the damages she caused.
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