my granddaughter allowed a friend to drive her car. She had only basic coverage no collision. Her friend was in an accident and was at fault...

Question

my granddaughter allowed a friend to drive her car. She had only basic coverage no collision. Her friend was in an accident and was at fault. the friend had no car and so no insurance. My granddaughter's car is totaled. is she entitled to collect on the uninsured motorist fund

Answer

There is no uninsured motorist fund for collision claims. She would need to sue her friend for all damages.