Hi my name is mary, I keep getting phone calls from someone saying i took out a payday loan last year.I order my bank statement it was on th...

Question

Hi my name is mary, I keep getting phone calls from someone saying i took out a payday loan last year.I order my bank statement it was on there but they said well someone had to do.I said i would fax them a copy.And today someone else call and said it was a prepaid visa not a payday loan.I said i did not live at that address last year it had been 4 year ago when i live at that address. They said even if i did not do it i still have to pay.Is this true

Answer

Mary,

Unless they have a signed agreement with your signature, you are not liable for this debt. They are just trying to strong arm you or it could even be a scam. If you receive any type of lawsuit from them do not ignore it and seek legal representation immediatly

Answer

It's absolutely a scam. Google payday loan scam. I'm representing a client on this right now and the scammers have gone away.