I recently had a house fire. I have a boyfriend who lives with me and was told none of his property is covered because he is not on the home...

Question

I recently had a house fire. I have a boyfriend who lives with me and was told none of his property is covered because he is not on the homeowners policy is this accurate? And secondly since he has nothing to do with the policy can I hire him to pack and move things that are not destroyed? Should I hire a lawyer to help me settle the claim because I believe they are snowballing the estimates for repair thank you

Answer

It may be correct that your boyfriend's property is not covered. Only a reading of the policy will tell. It is best to hire an independent person to move things rather than your boyfriend. IT wouldn't hurt to have an attorney review your situation, especially the policy language, to see if you are being treated fairly.