my home is in foreclosure. An order of notice was just posted in the newspaper. the mortgage is in my name and my husband's name. We became ...

Question

my home is in foreclosure. An order of notice was just posted in the newspaper. the mortgage is in my name and my husband's name. We became separated in 2013 and he filed a quit claim deed and changed his address with the post office. Green Tree Servicing holds my mortgage and said I can file for a modification. If I file a modification with just my income, I will qualify. Do I have to add husband's financial information to the modification? He hasn't lived with me for over a year.

Answer

I have worked with a client in a similar position, although that client was not married to her co-owner.

If you would like to contact our office for a consultation, I would be happy to discuss your options. Generally, your husband is going to need to deed his interest in the property to you before they will be willing to consider a modification based on your income only.