I filed bankruptcy in 2000 and I did not reaffirm my loan on my house which I was not a where of. I called my mortgage company last Friday to try to refinance my loan when I was told I had to have my loan reaffirmed before they would even consider helping me. My question is can I just walk away from the house and loan without them coming after me. I don't live in it anymore and have moved out of the area and it is sitting empty. I don't want to make payments on it anymore.
Answer
Yes you can. That's one of the benefits of failing to re-affirm. http://www.superdebtbuster.com
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